Show pageOld revisionsBacklinksBack to top This page is read only. You can view the source, but not change it. Ask your administrator if you think this is wrong. The Benefits of Pet Health Insurance (Image: [[https://cdn.freshstore.cloud/offer/images/646/42/drive-devilbiss-automatic-folding-scooter-by-remote-control-4-wheel-electric-scooters-for-adult-red-42.jpg|https://cdn.freshstore.cloud/offer/images/646/42/drive-devilbiss-automatic-folding-scooter-by-remote-control-4-wheel-electric-scooters-for-adult-red-42.jpg]])The love and affection of a pet does more than bring happiness to your life. It can also improve your physical and mental health. Research has shown that pets can help lower stress, boost social skills and improve heart health. (Image: [[https://cdn.freshstore.cloud/offer/images/646/288/drive-scout-class-2-portable-4-wheel-mobility-scooter-12-amp-batteries-blue-288.jpg|https://cdn.freshstore.cloud/offer/images/646/288/drive-scout-class-2-portable-4-wheel-mobility-scooter-12-amp-batteries-blue-288.jpg]])Pet insurance reimburses you, the pet owner, for certain vet costs after you meet the annual limit and deductible. After the deductible, it typically covers between 80% and 100 percent of your vet's bill. Illness Protection Pets require regular veterinary care and this can be costly. A quality pet health insurance policy can aid in paying for these expenses. A typical policy will contain an annual premium, deductible and [[https://www.836614.xyz/5tjzs-k081pm-3g8-8nopjx-u2he88b-1075/|Www.836614.xyz]] a maximum payout limit. The majority of policies pay the owner, rather than paying directly to the doctor and can be used with any licensed veterinarian in the United States. The cost of the policy can vary according to a variety of factors, including the type of coverage and the deductible. The breed, age and health history of your pet are also important. Certain illnesses that are more prevalent in certain breeds, like hip dysplasia and heart disease could increase the cost of a policy. Accident-illness insurance plans are the most popular because they cover routine and medical emergencies. This type of insurance typically does not cover pre-existing ailments or preventive care, but it is the least expensive way to get extensive veterinary coverage for your pet. The coverage for pet illnesses typically includes emergency medical care (such as X-rays and surgery), hospitalization coverage, and specialist care coverage. Some policies will also cover supplements and medication. Certain plans will cover hereditary diseases such as hip dysplasia and intervertebral disc disease. These conditions are more expensive and can affect the quality of life for [[https://www.836614.xyz/938wak-y3jt-5gl-v8g-iv1ux2n-1536/|www.836614.Xyz]] animals in the long term. Certain insurance companies offer additional benefits, such as insurance for pet owners who are away from their pets, or reward programs that help find lost pets. Some policies also provide travel reimbursements for owners who must take their pets to a different country. The terms of a pet insurance policy should be analyzed carefully prior to purchasing. Most companies require a health checkup of the pet before coverage begins, and will not cover any illness that was diagnosed before the policy started. Certain policies require a waiting period of 14 days prior to when they will cover sickness. Other policies will only cover expenses for illnesses that were discovered after the policy was purchased. Other terms to consider are the annual limits on reimbursements, regardless of whether or whether there is a lifetime limit and whether there is a portability option between pet insurance providers. The policies typically include a list of certain things, including parasites, ticks, flea treatments, as well as other medical conditions. Preventive Care In addition to pet insurance policies that cover for future injuries and accidents, many companies offer preventive health plans or plans that cover routine veterinary visits and preventive procedures like dental cleanings, vaccinations, spay/neutering and more. This type of coverage differs from a standard pet insurance policy in that it covers services you can plan in advance (like annual wellness exams) instead of the unplanned and unavoidable costs associated with illnesses and accidents. These add-on policies typically do not have deductibles and they provide a fixed amount for eligible services every year, often in the form of a benefits schedule, or a similar structure. Pumpkin is one example. It offers a Preventive Essentials Package that can be added to any Pumpkin plan. It provides a 100 percent reimbursement for three essential preventive care services, including your pet's annual health check along with other vaccinations, as well as tests for parasites. As a pet owner you know that regular visits, vaccinations and preventive treatments will help detect and treat disease in its early stages, when it is less expensive and easier to treat. Unfortunately, despite the fact that most pet owners want their pets to have the most optimal quality of life possible, sometimes financial concerns make it difficult to afford the recommended preventive treatment. That's the reason pet health insurance was created--to alleviate the burden of high-cost vet costs and ensure that your beloved animals get the attention they deserve. We do not want you to to make a choice between giving your pet the care it requires and ensuring that you're financially secure enough to keep them in good health. Pet insurance lets you be prepared for the unexpected. This allows you to take a proactive approach towards your pet's care and help them lead an extended and healthier life. We are committed to helping you find the best pet insurance plan for your family. Whether it's an accident and illness plan, or one of our custom prevention care options We're here to assist. Select a plan that will protect your pet today! Wellness Testing Wellness testing is a series of blood tests and checkups designed to identify early signs of disease or hidden issues in dogs that appear healthy. The tests include a complete blood count (CBC) and biochemistry profile and urine analysis. The results of the test can aid in identifying the presence of kidney or liver disease and certain types of cancer and allow veterinarians to start treatment before the disease creates significant problems in your dog. These tests should be performed regularly and your veterinarian will advise you on how extensive the testing should be for [[https://www.836614.xyz/e62xj4-zy8wz-q5op6-42cl71m-3p9-1146/|www.836614.xyz]] your particular pet. There are few companies that offer plans that include wellness coverage. These policies are generally more expensive than those that only cover accidents, however, they provide more comprehensive coverage and will cover preventive care as well as other services such as annual checkups and vaccinations. These plans do not usually cover genetic diseases or high-tech treatments such as laser surgery. The best way to decide whether or not pet health insurance is suitable for you is to consult your veterinarian. He or she will provide you with information about the cost of veterinary treatment in your area, and suggest companies that have good reputations for paying claims. Your vet can tell you what animals are covered under different policies and which require a higher premium. In the end, pet health insurance is a personal decision that is based on your budget as well as your confidence level in risk. If you have the money to cover regular veterinary care and don't want to be worried about unexpected costs such as an accident-only insurance could be a good fit for you. However, if you prefer to budget for unexpected expenses and unexpected, then a more comprehensive plan with wellness coverage might be a better fit. Surgery Certain health issues in pets are treatable with medication, however, sometimes surgery is required to remove a tumor, repair a broken bone or even save the life of a pet. Some pet owners are hesitant to let their pet undergo surgery due to concerns about the treatment of pain and recovery times. However, with the help of a skilled veterinarian and surgical team pets typically experience little discomfort following surgery. Surgery can ease chronic pain in sick or older pets. Chronic illnesses, like diabetes and arthritis, are difficult to treat and frequently involve a level of pain that cannot be completely eliminated. In these cases the ability to reduce and manage the amount of pain your pet endures can greatly improve their quality of life. The field of veterinary medicine has become more advanced and the surgical procedures used for dogs and cats are similar to those that are performed on humans. Before a pet undergoes surgery, their vet will conduct a thorough assessment to verify the exact procedure and confirm that all the necessary blood tests are completed and documented. This ensures the pet can withstand the general anesthesia and avoid any complications. Veterinary surgeons perform surgeries in dedicated operating rooms to avoid infection and cross-contamination. Amputations are sometimes necessary to relieve the pain a pet feels due to a severe disease or injury. Certain surgeries, like cystotomies or bladder stone removals can improve the quality of life of dogs. Additionally, a vet can often provide recommendations for regular care to keep a pet's condition under control and at a minimum degree of discomfort. After your pet has been released from the vet, they will be given painkillers and [[https://www.836614.xyz/b70-8yze3-1qe-30di-9ei-3689/|836614]] could be subject to some diet restrictions. If your pet isn't able to keep food down or is feeling tired after returning home, call your veterinarian immediately. Check the incision every day to ensure that it isn't leaky. If your pet is chewing or licking the area of incision, it's likely that they must wear an electronic collar (Elizabethan collar) to avoid scratching the incision further.